Gaurav Sharma (guest)

Gaurav Sharma has been working as an independent financial and business consultant and strategist for the past two years. He works with fintech startups, wealth management firms, international banks, consulting companies and multi strategy investment funds. Gaurav assists his clients with financial strategy and investment analysis, drawing on his experience of managing a diverse array of Fortune Global 500 clients from across the globe. He also loves to write about innovations in financial technology and banking. Gaurav has six years of international banking experience (Standard Chartered Bank and Citi). He has covered the entire gamut of banking products with experience in corporate finance, trade finance, derivatives, risk management and so on. Gaurav is a Certified Financial Risk Manager and a CFA Level III candidate. He holds an Engineering Degree in Computer Science and an MBA from the Indian Institute of Management in Kozhikode.

Digital by Default – The EU’s fully electronic public sector

The European Commission has been hard at work pushing out policies and guidelines to address the few remaining issues in its move towards a truly unified and digital Single Market.

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eIDAS and the new European Interoperability Framework – One step closer to the Single Market

The public sector accounts for a quarter of all employment and a fifth of the entire economic output of the European Union. Given the economic and social contributions of the public sector as well as it’s critical contributions as a regulator, it remains a key target for reform and a centrepiece for the push towards a Single Digital Market.

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Exploring the synergy between eIDAS and the new European Interoperability Framework

The European Interoperability Framework (EIF) adopted in 2017 is the primary thrust in the EU’s effort to improve the efficiency of public service delivery across it’s member states.

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PSD2 & eIDAS: Are social networking platforms replacing banks?

 "Banks aren’t places to store money anymore, banks are places to store data". This was the statement made by David Birch at the 2017 ISSE Conference in Brussels.

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eIDAS and the EU Digital Single Market

The "new economy" is the catch-all phrase encompassing all new mostly service based industries, especially the ones delivered on a digital platform.

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eIDAS and KYC - Facts and Impact

Completely electronic means of identification and authentication are rapidly improving the way companies can offer services to customers digitally.

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eIDAS - Enabling Banking Without Borders


The European Single Market has made it possible for large companies and small businesses to freely access one of the biggest unified markets in the world.

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Blending eIDAS and AML to fight against money laundering and terror funding

"Cutting off the funds " is one of the most effective weapons in the arsenal of authorities trying to deal with terrorists and other organized criminals. The international nature of such criminal organizations forces them to move money between various countries and requires international transfers and currency swaps.

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Case Study – Fully digital trade transactions

Great strides have been made in the retail banking and payments space via innovative financial technology products. However, in the corporate banking space, the developments and transformation into a truly digital platform have been more muted. This small case study provides a mock-up of how a fully digital, secure, and authenticated transaction can take place using a single one-stop application.

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