Gaurav Sharma (guest)

Gaurav Sharma (guest)

Gaurav Sharma has been working as an independent financial and business consultant and strategist for the past three years. He works with fintech startups, wealth management firms, international banks, consulting companies and multi strategy investment funds. Gaurav assists his clients with financial strategy and investment analysis, drawing on his experience of managing a diverse array of Fortune Global 500 clients from across the globe. He also loves to write about innovations and cyber-security in financial technology and banking. Gaurav has six years of international banking experience (Standard Chartered Bank and Citi). He has covered the entire gamut of banking products with experience in corporate finance, trade finance, derivatives, risk management and so on. Gaurav is a Certified Financial Risk Manager and a CFA Level III candidate. He holds an Engineering Degree in Computer Science and an MBA from the Indian Institute of Management in Kozhikode.
Examining the Impact of eIDAS - Part 2

Examining the Impact of eIDAS - Part 2

In Part 1 of our series exploring the wide footprint of the eIDAS regulation, we looked at things like PSD2, the European Citizen’s Initiative, and the eHealth Governance Initiative. However, these are just a few examples of the many applications of the eIDAS mechanisms. In this part, we examine some other interesting applications, including Social Security and the prevention of Money Laundering.

eIDAS - Enabling Banking Without Borders

eIDAS - Enabling Banking Without Borders

The European Single Market has made it possible for large companies and small businesses to freely access one of the biggest unified markets in the world.

The eIDAS Toolbox's - Case Studies from Various Industries (Part 2)

The eIDAS Toolbox's - Case Studies from Various Industries (Part 2)

In Part 1 of our series, we covered some simple case studies from the financial services sector and the logistics and trade sectors. We looked at possible implementations of some eIDAS enabled tools and how companies can get the most mileage out of their investments in those tools. Today, we look at eCommerce – a sector that is no stranger to digital tools – and the professional services sector.

How FinTechs can benefit from the European eIDAS Regulation

How FinTechs can benefit from the European eIDAS Regulation

The financial service industry has always been innovator in technology adoption. This is not surprising considering the nature of the industry with high volumes, the need to complete transactions as quickly as possible, mountains of data, minimum tolerance for errors, and multiple points of failure. A zero-tolerance compliance/regulatory environment, coupled with considerable inertia in the banking system, further necessitates the need to use tech tools to their full potential. This reliance on technology by the financial services sector is perhaps why FinTech start-ups are in so much demand.

eIDAS and the Globalisation of Trust

eIDAS and the Globalisation of Trust

Globalization has continued its inexorable march over the last decades. The movement of everything from capital, labor, ideas, goods, and services across borders has made the world a smaller place. International organizations create the rules that define and guide interactions between people and nations. In parallel, we are seeing another revolution - digitizing our economy at a breath-taking pace.

Case Study – Fully digital trade transactions

Case Study – Fully digital trade transactions

Great strides have been made in the retail banking and payments space via innovative financial technology products. However, in the corporate banking space, the developments and transformation into a truly digital platform have been more muted. This small case study provides a mock-up of how a fully digital, secure, and authenticated transaction can take place using a single one-stop application.

Leading the Digital Change, Part 3 – Successful Collaborations

Leading the Digital Change, Part 3 – Successful Collaborations

In Part 2 of our series on the success of electronic IDs in the Nordic countries, we looked at what has made these schemes so successful with near universal adoption rates. We continue along the same vein in this final piece on collaboration. Collaboration comes across as the key theme when analyzing what made the Scandinavian eID initiatives click. It was such a significant contributor to the success of eID schemes in the Nordics that it merits its own brief case study.

Bridging the gap between eIDAS and Anti-Money Laundering Directives

Bridging the gap between eIDAS and Anti-Money Laundering Directives

Banks and other financial institutions are playing a key role in countering global challenges like money laundering and terror financing.

Leading the Digital Change, Part 2 – Turning eIDs into universal tools

Leading the Digital Change, Part 2 – Turning eIDs into universal tools

In our previous article on eID schemes in Nordic countries, we looked at some data showcasing the remarkable adoption and engagement rates for such schemes. A robust electronic identification and signature mechanism provides the foundation for building digital service delivery platforms.