Gaurav Sharma (guest)

Gaurav Sharma has been working as an independent financial and business consultant and strategist for the past three years. He works with fintech startups, wealth management firms, international banks, consulting companies and multi strategy investment funds. Gaurav assists his clients with financial strategy and investment analysis, drawing on his experience of managing a diverse array of Fortune Global 500 clients from across the globe. He also loves to write about innovations and cyber-security in financial technology and banking. Gaurav has six years of international banking experience (Standard Chartered Bank and Citi). He has covered the entire gamut of banking products with experience in corporate finance, trade finance, derivatives, risk management and so on. Gaurav is a Certified Financial Risk Manager and a CFA Level III candidate. He holds an Engineering Degree in Computer Science and an MBA from the Indian Institute of Management in Kozhikode.

PSD2 and the Regulatory Technical Standards for Strong Customer Authentication

The 2015 Revised Directive on Payment Services (commonly referred to as PSD2) lays the groundwork for safe and secure payments across the European Union. PSD2 places a significant impetus on ensuring that adequate safeguards are put in place to prevent fraud and other unauthorized use of payment mechanisms.

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eIDAS and the Regulatory Technical Standards for Strong Customer Authentication

Last November saw the adoption of the Delegated Regulation on Regulatory Technical Standards (RTS) by the European Commission. The objective of this regulation is to provide for Strong Customer Authentication (SCA) and establish secure channels of communications.

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An introduction to the Regulatory Technical Standards

The European Commission adopted the Delegated Regulation on Regulatory Technical Standards (RTS) in November 2017. These standards provide detailed specifications to achieve the strict security requirements for payment service providers in the EU.

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Digital by Default – The EU’s fully electronic public sector

The European Commission has been hard at work pushing out policies and guidelines to address the few remaining issues in its move towards a truly unified and digital Single Market.

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eIDAS and the new European Interoperability Framework – One step closer to the Single Market

The public sector accounts for a quarter of all employment and a fifth of the entire economic output of the European Union. Given the economic and social contributions of the public sector as well as it’s critical contributions as a regulator, it remains a key target for reform and a centrepiece for the push towards a Single Digital Market.

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Exploring the synergy between eIDAS and the new European Interoperability Framework

The European Interoperability Framework (EIF) adopted in 2017 is the primary thrust in the EU’s effort to improve the efficiency of public service delivery across it’s member states.

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PSD2 & eIDAS: Are social networking platforms replacing banks?

 "Banks aren’t places to store money anymore, banks are places to store data". This was the statement made by David Birch at the 2017 ISSE Conference in Brussels.

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eIDAS and the EU Digital Single Market

The "new economy" is the catch-all phrase encompassing all new mostly service based industries, especially the ones delivered on a digital platform.

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eIDAS and KYC - Facts and Impact

Completely electronic means of identification and authentication are rapidly improving the way companies can offer services to customers digitally.

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