Cryptomathic Blog

The Conveyancing Association (CA) in the UK has revealed the findings of its 2022 Lender Survey, which it strongly believes will assist in identifying areas where the industry can collaborate to enhance the mortgage and conveyancing process. Within these findings, Qualified Electronic Signatures (QES) play a large part by streamlining processes that are not only compliant with UK Law, but also across the EU, and in compliance with the eIDAS regulation.

In this article, we proposeWhat-You-See-Is-What-You-Timestamp (WYSIWYT) as an attractive alternative to Qualified Electronic Signatures, for certain signing needs where non-repudiable user acceptance and integrity protection are required for a given contract or transaction, i.e. when documents need to be formally accepted, but where no fulfilment form is prescribed by national law.

Certain industries have a necessity to protect confidential information as well as a requirement for authentication - proving that a document was sent by a particular person. In this blog post, we will not be looking at why specific industry sectors SHOULD use electronic signatures, instead, we aim to educate the reader on where and why certain sectors NEED to use them.

Looking at the current situation in England and Wales, this article aims to demystify electronic signatures and explain how they can be used in all types of electronic transactions in accordance with UK eIDAS legislation.

The demand for remote digital signatures to enhance security and customer experience continues to grow across the EU as the banking and financial sector moves forward with digitalization, global expansion and technological transformation. This article presents 3 integration options for Cryptomathic’s digital signing solution.

In the last few years, a number of digital mortgage lenders have entered the market. These lenders have been described as ‘disruptive’ - entering with an aim to simplify and streamline processes, and ultimately, reduce turnaround times.

The eIDAS Regulation (No 910/2014) (EU eIDAS) came into force in 2016. It created a Europe-wide legal framework for electronic identification, transactions and signatures. How has this cross-border digitalization drive been impacted by Brexit for digital transactions between the EU & UK?

As part of the global drive for digital transformation, legally binding digital signatures are at the forefront of many businesses’ ambitions to provide an enhanced and complete digital customer journey. Even though most people can understand the general concept of digital signatures, reaching the highest level of assurance with a Qualified Electronic Signature contains quite a few things to consider.

Here we provide a high-level comparison between Cryptomathic Signer and other eIDAS remote signing solutions available in the market.

Last week order for 186 double-decker trains was nullified due to a legal formality surrounding the Qualified Electronic Signature used to ink the deal. Guillaume Forget, Managing Director and e-signature specialist of Cryptomathic GmbH, unpacks what went wrong and highlights what businesses everywhere can learn from the debacle.