EMV Payment Security - Merchants

EMV Payment Security - Merchants

 

Merchants are one of the corners of the ‘four corner’ model in the payment world. In what follows, we will explain some of the security mechanisms for Merchants to prevent unauthorized transactions and payment card fraud.

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EMV Payment Security - Issuers

EMV Payment Security - Issuers

An issuer is one of the corners in the ‘four corner’ model. An issuer is a financial organization (e.g. a bank) that produces payment cards and allows the cardholders to use them.

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A Brief Overview of the Challenges Involved in Key Management for EMV Personalization: The Main Actors of EMV Personalization

A Brief Overview of the Challenges Involved in Key Management for EMV Personalization: The Main Actors of EMV Personalization

The EMV personalization data processing in itself is not the topic of this article, we will instead focus on the cryptographic schemes involved in EMV personalization, as well as the key management involved; which is both complex and mandatory.

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Secure Connectivity for Mobile Banking and Payment Apps: Strong Authentication

Secure Connectivity for Mobile Banking and Payment Apps: Strong Authentication

Here we provide a short overview of why strong authentication is seriously needed to provide security for mobile banking and payment applications. 

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Tokenization and Securing Mobile Payments Apps

Tokenization and Securing Mobile Payments Apps

The use of mobile payments is expected to continue to rise and become the second most popular payment method after debit cards by 2022. In 2017, China’s mobile payments market was estimated at $17 trillion. The growth of mobile payments depends totally on the prevention of data breaches, and for this, there is an important technology that should be designed into the mix of security mechanisms: Tokenization.

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The UK Conveyancing Association Lenders Survey Reveals the Need for eIDAS Qualified Electronic Signatures

The UK Conveyancing Association Lenders Survey Reveals the Need for eIDAS Qualified Electronic Signatures

The Conveyancing Association (CA) in the UK has revealed the findings of its 2022 Lender Survey, which it strongly believes will assist in identifying areas where the industry can collaborate to enhance the mortgage and conveyancing process. Within these findings, Qualified Electronic Signatures (QES) play a large part by streamlining processes that are not only compliant with UK Law, but also across the EU, and in compliance with the eIDAS regulation.

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NIST Post-Quantum Cryptography Standardization: SIKE Bites the Dust

NIST Post-Quantum Cryptography Standardization: SIKE Bites the Dust

Just a month ago, NIST announced its selection of three digital signature algorithms and one key establishment mechanism (KEM) for future use in quantum-resistant cryptography applications. Also, four algorithms for post-quantum key establishment were selected as candidates for the 4th round of evaluation, for potential standardization at a later time.

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What You See Is What You Timestamp – A cost-effective acceptance method to guarantee non-repudiation document acceptance for legal archiving purposes

What You See Is What You Timestamp – A cost-effective acceptance method to guarantee non-repudiation document acceptance for legal archiving purposes

In this article, we proposeWhat-You-See-Is-What-You-Timestamp (WYSIWYT) as an attractive alternative to Qualified Electronic Signatures, for certain signing needs where non-repudiable user acceptance and integrity protection are required for a given contract or transaction, i.e. when documents need to be formally accepted, but where no fulfilment form is prescribed by national law.

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Which Industry Sectors MUST Use Electronic Signatures?

Which Industry Sectors MUST Use Electronic Signatures?

Certain industries have a necessity to protect confidential information as well as a requirement for authentication - proving that a document was sent by a particular person. In this blog post, we will not be looking at why specific industry sectors SHOULD use electronic signatures, instead, we aim to educate the reader on where and why certain sectors NEED to use them.

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