CRYPTOMATHIC BLOG

 

ANSI X9.24

Cardholder, Merchant, Issuer & Acquirer - The Four Corners Model for Payment Security and Key Management

4 min read

The Four Corners Model for Card Payment Security and Key Management

The “Four Corners” model, also called the “Four Party Scheme”, is utilized in almost all standard card payment systems across the globe. Here, we...

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TR-34 Key Blocks for the TR-34 Exchange Protocol: Basic Principles

4 min read

TR-34 Key Blocks for the TR-34 Exchange Protocol: Basic Principles

Among all the various key block formats, the TR-34 format is undoubtedly one of the most sophisticated. The TR-34 norm is an implementation of the...

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EMV Payment Security - Merchants

3 min read

EMV Payment Security - Merchants

Merchants are one of the corners of the ‘four corner’ model in the payment world. In what follows, we will explain some of the security mechanisms...

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EMV Payment Security - Issuers

3 min read

EMV Payment Security - Issuers

An issuer is one of the corners in the ‘four corner’ model. An issuer is a financial organization (e.g. a bank) that produces payment cards and...

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An Overview of the Different Key Block Formats

2 min read

An Overview of the Different Key Block Formats

A key block is a unique piece of cryptography that is used to protect cryptographic keys while they are being sent over networks that might not be...

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Payment Security - Cardholders

4 min read

EMV Payment Security - Cardholders

Cardholders (or consumers) are one of the corners of the ‘four corner’ model in the payment card world. Here we take a brief look at the payment...

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ANSI X9.24-1-2017: Key Replacement, Destruction, and Archiving

2 min read

ANSI X9.24-1-2017: Key Replacement, Destruction, and Archiving

One aspect of key management is dealing with what happens when a symmetric cryptographic key is no longer needed. The section ‘Key Replacement,...

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ANSI X9.24-1-2017: Key Loading

2 min read

ANSI X9.24-1-2017: Key Loading

The ANSI X9.24-1-2017 standard defines the requirements for the loading of key components or shares, and the loading of cleartext keys. The loading...

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Why a Key Management System Must Understand ANSI X9.24/TR-31 Key Blocks

3 min read

Why Key Management Systems Must Understand ANSI X9.24/TR-31 Key Blocks

The PCI Council requires most actors of payment networks to implement ANSI X9.24/TR-31-compliant key blocks to wrap and securely transmit, transfer,...

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