Migrating from magnetic stripes to EMV based smart cards is a challenging endeavour for banks and their IT teams. Even for small banks, necessary card data preparation rapidly overshoots the level of millions of data entries. In the frame of the migration process, banks need new systems and new processes, interweaving additional external entities.

MULTOS cards are being deployed in steadily increasing numbers and Cryptomathic is delighted to be involved in MULTOS projects across the globe.

MULTOS is a high-security card platform and issuing model in which the "personalization" of cards with the cardholders' data is done in one single logical step before reaching the actual personalization machines. This is quite the opposite to the standard method of personalizing native cards where the data is sent to the cards, element by