These days everyone has a stake in Chip and PIN security - it can be the topic of the over-the-counter conversation as you pay, of the boardroom executives at a bank, or over a pint at the pub. So how is EMV, the electronic payments standard underlying Chip and PIN shaping up? And what is the modern landscape of payments fraud? Here, Mike Bond, Technical Director at Cryptomathic, shares his opinion.  

MULTOS cards are being deployed in steadily increasing numbers and Cryptomathic is delighted to be involved in MULTOS projects across the globe.

MULTOS is a high-security card platform and issuing model in which the "personalization" of cards with the cardholders' data is done in one single logical step before reaching the actual personalization machines. This is quite the opposite to the standard method of personalizing native cards where the data is sent to the cards, element by