CRYPTOMATHIC BLOG

 

EMV

4 min read

Exploring The EMV Personalization Process

EMV Personalization of a payment card is the process of writing data to the card in order to make it ready for use. This includes loading the card...

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Cardholder, Merchant, Issuer & Acquirer - The Four Corners Model for Payment Security and Key Management

4 min read

The Four Corners Model for Card Payment Security and Key Management

The “Four Corners” model, also called the “Four Party Scheme”, is utilized in almost all standard card payment systems across the globe. Here, we...

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EMV Personalization cryptographic requirements 

3 min read

EMV Personalization cryptographic requirements 

EMV Personalization is a process used to get card data into cards, mobile phones, and wearables. The process includes a variety of complicated...

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EMV Payment Security - Acquirers

4 min read

EMV Payment Security - Acquirers

In the “four corner model”, acquirers are apparently the less active party as their role seems ‘only’ to forward the transaction flow originating...

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3 min read

EMV: The Fraud Bulldozer

These days everyone has a stake in Chip and PIN security - it can be the topic of the over-the-counter conversation as you pay, of the boardroom...

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EMV Payment Security - Merchants

3 min read

EMV Payment Security - Merchants

Merchants are one of the corners of the ‘four corner’ model in the payment world. In what follows, we will explain some of the security mechanisms...

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EMV Payment Security - Issuers

3 min read

EMV Payment Security - Issuers

An issuer is one of the corners in the ‘four corner’ model. An issuer is a financial organization (e.g. a bank) that produces payment cards and...

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A Brief Overview of the Challenges Involved in Key Management for EMV Personalization : The Main Actors of EMV Personalization

3 min read

Key Management Challenges for EMV Personalization

The EMV personalization data processing in itself is not the topic of this article, we will instead focus on the cryptographic schemes involved in...

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Payment Security - Cardholders

4 min read

EMV Payment Security - Cardholders

Cardholders (or consumers) are one of the corners of the ‘four corner’ model in the payment card world. Here we take a brief look at the payment...

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