This article discusses how tokenization may reduce false declines with credit card transactions that could negatively impact merchants.

The EMV consortium released several standards detailing how “network” tokenization should be handled. There is now a general consensus within the consortium that tokenization could be the next major task for EMV payments.

Tokenization is a generalized concept of a cryptographic hash. It means representing something by a symbol (‘token’).

EMV is short for EUROPAY-VISA-MASTERCARD. This term is used to refer to standards that have been designed to improve the security of credit and debit card transactions by using chip technology for payment cards.

The concept of a token has been used in the digital world for almost 50 years to separate and protect real data elements from exposure. In recent times, the concept of tokenization has been used as a security mechanism for protecting sensitive data.

With increasingly tough security and privacy regulations, the use of cryptography is exploding in the modern enterprise. Hardware security modules (HSMs) provide the highest standard of security and compliance, but they are difficult to use and often deployed in silos, complicating compliance and hindering crypto-agility. As competitive pressures intensify, how can cryptography be turned into an enabler of business agility and digital transformation?

The phrase “…Software is eating the world.” was famously used by Marc Andreessen in a WSJ article in 2011. It is now 2019 and one could argue that software has successfully eaten the world.

CSG helps you realize business-agile and efficient crypto services, with central control of security policy and crypto hardware. In this article, we will look at some of the uses cases that address common crypto headaches whilst generating a strong return on investment.

The rise of quantum computing is expected to have significant impacts on both financial and technological considerations when evaluating infrastructure expansion and upgrades. Quantum computing is still being developed but gets closer to reality every day. Here we look at the high level impacts of quantum computing in relation to cryptographic infrastructure.