Risk, Compliance and Security

Cryptomathic enables the cryptographic security backbone across the four party scheme of retail banking, including cardholder, merchant, issuer and acquirer.

Cryptomathic provides technology for EMV card issuing and centralized key & cryptography management across the transaction processing chain, compliant to PCI DSS, PCI PIN Security, FIPS 140-2 and ANSI X9.24. Cryptomathic CKMS enables automated updates and delivery of keys between disparate systems, supporting all major key formats and simplifying compliance audits.

In the post-COVID society, end-to-end digital structures have become the spine of most service industries. Today digitized processes span from onboarding, transactions and communication, to the signing of contractual agreements.

Doing so in the financial service industry requires legally assured and non-repudiable digital processes with scalable banking-grade technology for digital identification, authentication and qualified signing.

Cryptomathic provides the relevant solutions on premise or as a service, in compliance to the necessary regulations like PCI-DSS, PSD2, eIDAS or ZertES.

Retail banking and distributed payment architectures require a plethora of crypto-agile security services including PIN translation & management, EMV authorization, CVV/CVC verification, encryption, data and code signing, tokenization, key life cycle management, or crypto-policy management. 

Cryptomathic's Crypto Service Gateway (CSG) is a central platform for providing cryptographic services for payments. It acts as a central mediator between applications, key management systems, hardware security modules and remote interfaces for key and policy management as well as audits.

Services and hardware are compliant with the relevant standards and regulations like PCI-DSS, FIPS 140-2, Common Criteria, and ANSI 9.24.