eSignatures and eIdentification – Transforming Digital Business

 A Forrester Research survey found that documents with electronic signatures reduced the error rate by 80% and improved productivity by as much as 85%. These are just some of the statistics which highlight the potential disruptive power of technologies like eSignature and eIdentification in transforming digital businesses.

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The four pillars of eIDAS

The eIDAS regulation sets the standard for electronic identification, electronic signatures and trust services. It paves the way for delivering financial, public and other services online in a more secure and reliable way than ever before. The eIDAS document and its accompanying guidelines cover the technical aspects in great detail. But what are the guiding principles behind eIDAS?

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eIDAS and Trusting the Internet of Things

The Internet of Things or IoT is a broad term for the billions of connected physical devices including vehicles, appliances and other electronics that can communicate and exchange data with each other. These devices are everywhere and by 2020, there are likely to be anywhere from 3 to 7 such connected devices for every living person!

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Signing the way to eIDAS Compliance

With the advent of comprehensive regulatory standards for remote electronic signatures within the EU, it is now possible for international contracts and transactions to get signed without delay, saving thousands of €/£/$ in travel expenses, reducing paperwork and enabling the processing of documents more easily, securely and environmentally friendly.

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Connecting Europe - eInvoicing and eIDAS

The EU has launched a number of initiatives to realize the aim of creating a unified Digital Single Market. The Connecting Europe Facility (CEF) is a funding instrument that provides the primary thrust for this initiative. The CEF uses certain underlying building blocks (known as Digital Service Infrastructures) to achieve this objective of providing an interconnected and unified marketplace.

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Digital Identity and eIDAS in Banking

The eIDAS Regulation lays the groundwork for creating a robust digital identity framework. The idea is to provide EU citizens with a secure, robust and universal electronic identification that they can use to access private and public services anywhere within the EU.

One sector that is lapping up the new opportunities that eIDAS offers is banking. 

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Introducing the CEF Building Blocks - eDelivery, eID, eSignature, eInvoicing & eTranslation

The CEF building blocks of the digital service infrastructure, as defined under the Connecting Europe Facility (CEF) cover essential components like user identification and authentication, communication, invoicing, payment and electronic service delivery. 

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PSD2 and the Regulatory Technical Standards for Strong Customer Authentication

The 2015 Revised Directive on Payment Services (commonly referred to as PSD2) lays the groundwork for safe and secure payments across the European Union. PSD2 places a significant impetus on ensuring that adequate safeguards are put in place to prevent fraud and other unauthorized use of payment mechanisms.

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eIDAS and the Regulatory Technical Standards for Strong Customer Authentication

Last November saw the adoption of the Delegated Regulation on Regulatory Technical Standards (RTS) by the European Commission. The objective of this regulation is to provide for Strong Customer Authentication (SCA) and establish secure channels of communications.

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