When developing a security strategy for mobile banking apps, it is vital to understand the attack scenarios and motives of attacks. While delivering such a strategy, remaining independent from both the smart phone manufacturer and the mobile network operator is an essential element for enabling cost-effective large-scale deployments. The questions here are: What can be done to avoid becoming a target for attackers, and are banking and payment apps adequately secure against todays attacks? This White Paper explains Cryptomathic’s approach to mobile security while: